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Managing your money - applicants

Wherever you are on your university journey we have just the right advice for you

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Month by month finance tips and advice for DMU applicants

October

See what DMU offers on financial support

November

Start saving for when you start at DMU

December

Register for funding, calculate student loan and think about budgeting

February

Applications for undergraduate student funding opens

March

Apply for accommodation and make contact with disability team should you need disability support

May

Deadline for funding application and start saving for uni

June

Now might be a good time to make a budget.

August

Results day, Get a student bank account and arrange an interest free overdraft

Please note: This content was written with undergraduate home students in mind. If you are an International student please contact Student Finance and Welfare or International Student Support directly for further advice and guidance.

October

See what DMU offers

When attending Open Days make sure to ask about the types of loans, bursaries and scholarships you might be able to get. De Montfort University's funding webpages are a good source of information too.

November

Start saving for when you start at DMU

Now is a good time to start saving for when you start university. Usually, you’ll need to pay your accommodation deposit before you receive your student funding. If you have some savings, that will really help.

December

Register with your funding provider

If you register with your funding provider, they’ll send you updates to let you know when you can make your funding application. TIP: It’s always best to apply early.

Work out how much student loan you might get

Student Finance England’s Finance Calculator will help you work out how much money you could have to live on when you start your course. You can also save your calculation to make your application for funding easier in a few months’ time. Student Information Scotland also has a useful calculator. Student Finance Wales and Student Finance Northern Ireland have lots of useful information on what’s available to students.

NHS students

If you’re studying an NHS course you can apply to the NHS Learning Support Fund to supplement your student funding.

Start thinking about your budget

Now might be a good time to start thinking about your budget at university. The Which? Student Budget Calculator is a great tool to start your budgeting journey, it even pre-populates some of the figures based on how you answer questions and where you’ll be studying.

January

Article 26 Scholarship

Application cycle normally opens for Article 26 Scholarships for the following academic year. The Article 26 Scholarships are for students who are seeking asylum in the UK and therefore ineligible for student funding due to Home Office restrictions. Visit the website for more information, eligibility criteria and how to apply.

February

Apply for student funding

Applications for undergraduate student funding normally opens in February. Check the following websites for more information.

TIP: When applying, give consent for your funding provider to share your information with us so we can award you any DMU Scholarships and Bursaries that you might be eligible for. You might also need to apply separately for some of these funds.

March

Disability support

If you have a disability/ learning difference, now is the time to be contacting our Disability Team to find out what support you may be able to access. You may also be able to access financial support from the DMU Support Fund to help with your disability/ medical condition. You can’t apply to the Fund until you’re registered as a student, but you can take a look at the financial support that’s on offer and check eligibility criteria.

Apply for accommodation

This is normally the time when DMU Accommodation bookings open for applicants holding firm offers. Find out more about accommodation options at DMU. Make sure you know what you can afford by researching student funding information and using the student finance calculators to help think about your budget

May

Save for the start of Uni

Now would be a great time to apply for a summer job to save some money for the start of term. Register with recruitment agencies in your area.

Deadline to apply for student funding

You'll need to apply for your student funding by the end of May to guarantee all of your funding is in place for the start of term. If you don't get your application submitted by the deadline, you'll still be assessed for your funding but it may be slightly delayed. If you’re worried, contact us via email.

June

Create a budget

Now would be a great time to start putting your student budget together. The Which? Student Budget Calculator is a great tool to start your budgeting journey, it even pre-populates some of the figures based on how you answer questions and where you’ll be studying.

August

Time to look for a student bank account

Now is a good time to look for a student bank account for the start of term. There are lots of accounts on offer, so make sure to do some research and choose the best account for you. Money Saving Expert produces an annual guide comparing what's available. If you have applied through UCAS, you may need your UCAS status code to open a student bank account. Once your new account is open remember to update your student funding details to make sure you receive you loan on time.

Arrange an interest-free overdraft

Once you’ve opened your student bank account, arrange an interest-free overdraft. This may be a useful buffer while you settle in to university life.

Results Day

Make sure to update your details with your student funding provider if you change your course or university through Adjustment or Clearing. For those applying for funding from Student Finance England, please see their guidance for students going through Clearing.

Contents insurance

Before moving in to your accommodation, it’s a good idea to get contents insurance to protect your personal possessions. Always make sure to do some research to compare the best deals.

Final check of your student funding application

Take a final check of your student funding application to make sure everything is up-to-date. Key things to check are your contact information, the course you're studying and your bank account details.

blackbullion website dashboard

Be money smart

DMU have teamed up with financial education specialists Blackbullion.

Learn more

More on student finance