Credit risk, corporate governance associated risk factors and banks profitability in Sub-Saharan Africa
Credit risk has proven to be a major challenge to banks, regulators and other financial institutions for over two decades. Its link towards corporate governance and other risk factors is an important aspect towards banks profitability which has occupied an important place in the agenda of practitioners, academics and the business world. Despite the extensive research on the subject, sub-Saharan African banks is still battling with overabundance of deficiencies, corruption, impoverished corporate governance and unpredictable macroeconomic climate. This research seeks to refocus the credit risk argument by examining the interrelationship between associated risk factors, ownership structures, and board size play on the relationship between credit risks and bank profitability in Sub-Saharan Africa.