Dr Victor Atiase

I am a Senior Lecturer in Accounting and Finance at the  Department of Accounting and Finance in the Faculty of Business and Law. Prior to this role, I held an academic role in Coventry University at the International Centre for Transformational Entrepreneurship (ICTE), Faculty of Business and Law as a Lecturer in Enterprise and Entrepreneurship teaching and supervising both undergraduate and postgraduate students. Also, I have held a Visiting Lecturer position at the University of Wolverhampton Business School, United Kingdom. However, prior to these roles in the United Kingdom, I have held several teaching positions as a lecturer in both Perez University and EP. University Colleges all in Ghana (2008 to 2015).

Currently, Iam a Visiting Research Fellow at the Central University of Technology, Free State Bloemfontein, South Africa.

Before taking a full-time academic position, I spent close to a decade of my professional life in the broad spectrum of financial institutions (Commercial Banking, Rural Banking, Savings and Loans and FNGOs) specialising in credit risk management and microfinance as well as seeing to the financing, growth and training of countless SMEs.

Academically, I have an MSc in International Development from the University of Bath, a PhD from the University of Wolverhampton, United Kingdom and a Doctor of Business Administration (DBA) from the Central University of Technology, Bloemfontein, South Africa.

I am a Fellow of the Higher Education Academy (FHEA), UK, member of the British Accounting and Finance Association (BAFA), member of the British Academy of Management (BAM) and member of the Institute of Small Business  and Entrepreneurship (ISBE) and a Certified Management and Business Educator (CMBE) of the Chartered Association of Business Schools, UK.

My current research interest and expertise lie in the areas of credit risk management, Fintech, banking and financial performance of banks and microfinance institutions in emerging economies (Africa), and behavioural finance. I have published in a number of international journals including the Journal of Entrepreneurial Beahaviour and Research, Technological Forecasting and Social Change, Strategic Change Journal among others.

I am currently a reviewer for a number of  Journals including Cogent Management Journal and the International Journal of Entrepreneurial Behaviour and Research. I am also a reviewer for the Economic and Social Research Council (ESRC) United Kingdom.

The Finance and Banking Research Centre (FiBRe)
The Centre for Enterprise and Innovation (CEI)

Journal Publications

Atiase, V.Y; Agbanyo, S; Ameh, J.K; Sambian, R.M; Ganza, P. (2022) ''Creating Value for Whom?  Digitization and Governance Practices of Non-Tradional Export Firms in Africa'', Strategic Change Journal, Vol.31, pp 31-44 (ABS**) http://dx.doi.org/10.1002/jsc.2478 

Kolade,Oluwaseun ; Atiase, Y. Victor ; Murithi, William; Mwila, K. Natasha  (2021). The business models of tech hubs in Africa: implications for viability and Sustainability Technology Analysis & Strategic Management (ABS**)

https://doi.org/10.1080/09537325.2021.1947492

Atiase V.Y. Dzansi D. Y. &  Ameh K. Johnson (2021) ‘‘ Technology absorption capacity and firm growth in Africa ’’ Int. J. Technology Transfer and Commercialisation, Vol. 18, No. 2, 2021 pp.201-229 (ABS*)

Atiase VY; Oluwaseun Kolade; Tahiru Liedong (2020). The emergence  and strategy of tech hubs in Africa: Implications for Knowledge production and value creation Technological Forecasting and Social Change Vol 161,120307 (ABS***)

https://doi.org/10.1016/j.techfore.2020.120307

Atiase VY, Dzansi DY (2020) Investigating the drivers of product innovation in emerging markets: The African perspective. Strategic Change. Vol. 29, No.1 pp..29:89–101 (ABS**)   https://doi.org/10.1002/jsc.2313

Atiase, V.Y. and Mahmood, S. Wang, Y. (2020), ‘‘Does institutional logic matter in microfinance delivery? An empirical study of microfinance clients, International Journal of Entrepreneurial Behaviour and Research, Vol. 26 No. 2, pp. 177-202 (ABS***) https://doi.org/10.1108/IJEBR-10-2018-0713

Atiase, V.Y, Wang, Y., and Mahmood, S. (2019) ‘‘FNGOs and financial inclusion: investigating the impact of microcredit on employment generation. International Journal of Entrepreneurship and Innovation, Vol. 20 No. 2 pp.91-106 (ABS**) https://doi.org/10.1177/1465750319832478

Atiase V.Y., Mahmood, S., Wang, Y. and Botchie, D. (2018) ‘‘Entrepreneurship development in Africa: investigating critical resource challenges’’, Journal of Small Business, and Enterprise Development. Vol. 25, No. 4, pp.644-666 (ABS**)https://doi.org/10.1108/JSBED-03-2017-0084

Dzansi D. Y. & Atiase V.Y. (2014) ‘‘Reflecting on microfinance in poverty reduction’’ Mediterranean Journal of Social Sciences, Vol. 5 No 21. pp.345-35. 10.5901/mjss.2014.v5n21p345

 Book Chapters

1.Mordi,Jones; Oriade, Ade; Wang, Yong;  Atiase, V.Y (2020) ''Digital banking and customer satisfaction: The Nigerian Perspective'' Park Thaichon and Vanessa Rattan (Ed.)  in Transforming relationship marketing: strategies and business models in the digital age 

2. Atiase, V. and Dzansi,D.Y. (2019), "Microfinance and Necessity Entrepreneurship: The Ghanaian Experience", Dana, L. and Ratten, V. (Ed.) in Societal Entrepreneurship and Competitiveness, Emerald Publishing Limited, pp. 155-170. Emerald Publishers https://doi.org/10.1108/978-1-83867-471-720191002

Conference Presentations

1. Atiase, V.Y., Agbanyo K. Senyo; Ameh. K Johnson; Sambian Robert ; Ganza Patronella;  Chukwunalu Ishie Zephaniah (2021), ''The value creation process and governance of the African Non-Traditional Export Sector presented at British Academcy of Management Conference 2021,  United Kingdom

2. Ameh. K Johnson, Atiase, V.Y.,  Dzansi Dennis; Agbanyo K. Senyo ; Sambian Robert ; Ganza Patronella;  Chukwunalu Ishie Zephaniah (2021), ''Financial bootstrapping and survivability in family firms: A resource-based perspective at British Academcy of Management  Conference 2021,  United Kingdom (Received the best developmental paper award in Strategy Track).

3. Atiase VY; Oluwaseun Kolade; Tahiru Liedong (2020) Tech hubs in Africa: Implications for knowldge production and value creation, British Academy of Management Conference, Manchester 2020, United Kingdom (Virtual conference)

4. Atiase V.Y, Dzansi DY, Sarpong David (2020) ‘‘Managerial Resilience and Performance: A human Capital Approach’’ presented at the 42nd Annual Conference for the Institute of Small Business and Entrepreneurship, Newcastle

Link: https://www.researchgate.net/publication/337919500_Managerial_ Resilience_and_Performance_A_human_Capital_Approach

5. Atiase, V.Y., Mahmood, S.; Wang Y (2019) ‘‘FNGOs and Financial Services Delivery: An institutional logic perspective’’ presented at BAM Conference on 5th September 2018 at the Aston University, Birmingham, United Kingdom

Link : https://www.bam.ac.uk/sites/bam.ac.uk/files/contribution392.pdf

6. Atiase, V.Y.; Asorwoe, E; Ablorde, F. and Kolade, S. (2019) ‘‘Tax compliance cost: the hidden effect on international trade in Africa’’ presented at the 2019 British Accounting and Finance Association (BAFA) Conference at Birmingham University between 8-10th April 2019.

7. Atiase V.Y. and DY Dzansi (2019) ‘‘The Drivers of Product Innovation in Africa’’ presented that the International Conference of Enterprise Development, at Central University of Technology, Bloemfontein, South Africa on 3rd-5th April 2019

8. Atiase, V.Y. and Lockyer, J. (2018) ''Designing a Pro-poor Credit Risk Management System for Financial Inclusion: An Empirical Analysis'' presented at the 41st Annual Conference of ISBE 2018 at Birmingham, United Kingdom.

Link: https://www.researchgate.net/publication/335390335_Designing_a_pro-poor_credit_risk_management_system_for_financial_inclusiveness_An_empirical_analysis

9. Atiase, V.Y. and Botchie, D. (2018) ''Does Managerial Training have any impact on the performance of MSE Managers? Empirical evidence from Ghana at BAM Conference on 5th September 2018 at the University of West of England, Bristol, United Kingdom (received the best full paper award in the performance management track) 

Link : https://conference.bam.ac.uk/BAM2018/htdocs/search.php?keyword=835

10. Botchie, D. and Atiase, V.Y. (2018) ''The nexus between technology absorption and firm growth in Africa: A resource-based perspective'' presented at BAM Conference on 5th September 2018 at the University of West of England, Bristol, United Kingdom.

Link: http://conference.bam.ac.uk/BAM2018/htdocs/search.php?keyword=779

11. Atiase, V.Y. (2018) ''Public policy and Entrepreneurship development in Africa'' at the ICTE Annual Workshop at Ghana Technology University, Ghana, Accra on 29th June 2018.

12. Atiase V.Y. (2017) ''Investigating the impact of FNGOs on the performance of MSEs in Ghana'' Presented in a research symposium on Championing Difference: Exploring Entrepreneurship Amongst the Socially Excluded, University of Huddersfield Business School, on 7th September 2017.

Financial performance of Banks and other financial intermediaries in emerging economies (Africa), Entrepreneurial Finance and  Behavioural Finance

• Behavioural Finance (postgraduate)
• Quantittative Techniques  (undergraduate)
• Financial Decision Making (undergraduate)
• Research Methods (postgraduate)

2016- 2018: Doctor of Philosophy, University of Wolverhampton Business School, University of Wolverhampton, United Kingdom. (Specialism: Entrepreneurial Finance).

2013- 2016: Doctor of Business Administration (DBA), Central University of Technology, Bloemfontein, Free State, South Africa (Specialism: Microfinance Credit Risk Management).

2017-2018: Postgraduate Certificate in Education and Professional Practice (PGCE), Institute of Education, University of Wolverhampton, United Kingdom

2007- 2008: Master of Science in International Development, University of Bath, United Kingdom (Specialism: International Development and Microfinance).

2001- 2006: Bachelor of Science in Administration (First Class Honours), University of
Ghana Business School, Legon, Ghana.

• Adanced Corporate Finance (undergraduate)
• Behavioural Finance (postgraduate)
• Quantittative Techniques  (undergraduate)
• Financial Decision Making (undergraduate)
• Research Methods (postgraduate)

1.British Academy of Management Best paper Award, 2018

2.Central University of Technology ,South Africa, Postdoctoral Research Grant worth R100,500 for 3 years 

1. Member, Institute for small business and entrepreneurship (ISBE), United Kingdom

2.Member, British Academy of Management (BAM),United Kingdom

3.Member, British Accounting and Finance Association (BAFA), United Kingdom

Fellow, Higher Education Academy, United Kingdom (FHEA)

Certified Management and Business Eduactor (CMBE)

1. Atiase, V.Y., Agbanyo K. Senyo; Ameh. K Johnson; Sambian Robert ; Ganza Patronella;  Chukwunalu Ishie Zephaniah (2021), ''The value creation process and governance of the African Non-Traditional Export Sector presented at British Academcy of Management Conference 2021,  United Kingdom

2. Ameh. K Johnson, Atiase, V.Y.,  Dzansi Dennis; Agbanyo K. Senyo ; Sambian Robert ; Ganza Patronella;  Chukwunalu Ishie Zephaniah (2021), ''Financial bootstrapping and survivability in family firms: A resource-based perspective at British Academcy of Management  Conference 2021,  United Kingdom (Received the best developmental paper award in Strategy Track).

3. Atiase VY; Oluwaseun Kolade; Tahiru Liedong Tech hubs in Africa: Implications for knowldge production and value creation, British Academy of Management Conference, Manchester 2020, United Kingdom (Virtual conference)

4. Atiase V.Y, Dzansi DY, Sarpong David (2020) ‘‘Managerial Resilience and Performance: A human Capital Approach’’ presented at the 42nd Annual Conference for the Institute of Small Business and Entrepreneurship, Newcastle

Link: https://www.researchgate.net/publication/337919500_Managerial_ Resilience_and_Performance_A_human_Capital_Approach

5. Atiase, V.Y., Mahmood, S.; Wang Y (2019) ‘‘FNGOs and Financial Services Delivery: An institutional logic perspective’’ presented at BAM Conference on 5th September 2018 at the Aston University, Birmingham, United Kingdom

Link : https://www.bam.ac.uk/sites/bam.ac.uk/files/contribution392.pdf

6. Atiase, V.Y.; Asorwoe, E; Ablorde, F. and Kolade, S. (2019) ‘‘Tax compliance cost: the hidden effect on international trade in Africa’’ presented at the 2019 British Accounting and Finance Association (BAFA) Conference at Birmingham University between 8-10th April 2019.

7. Atiase V.Y. and DY Dzansi (2019) ‘‘The Drivers of Product Innovation in Africa’’ presented that the International Conference of Enterprise Development, at Central University of Technology, Bloemfontein, South Africa on 3rd-5th April 2019

8. Atiase, V.Y. and Lockyer, J. (2018) ''Designing a Pro-poor Credit Risk Management System for Financial Inclusion: An Empirical Analysis'' presented at the 41st Annual Conference of ISBE 2018 at Birmingham, United Kingdom.

Link: https://www.researchgate.net/publication/335390335_Designing_a_pro-poor_credit_risk_management_system_for_financial_inclusiveness_An_empirical_analysis

9. Atiase, V.Y. and Botchie, D. (2018) ''Does Managerial Training have any impact on the performance of MSE Managers? Empirical evidence from Ghana at BAM Conference on 5th September 2018 at the University of West of England, Bristol, United Kingdom (received the best full paper award in the performance management track) 

Link : https://conference.bam.ac.uk/BAM2018/htdocs/search.php?keyword=835

10. Botchie, D. and Atiase, V.Y. (2018) ''The nexus between technology absorption and firm growth in Africa: A resource-based perspective'' presented at BAM Conference on 5th September 2018 at the University of West of England, Bristol, United Kingdom.

Link: http://conference.bam.ac.uk/BAM2018/htdocs/search.php?keyword=779

11. Atiase, V.Y. (2018) ''Public policy and Entrepreneurship development in Africa'' at the ICTE Annual Workshop at Ghana Technology University, Ghana, Accra on 29th June 2018.

12. Atiase V.Y. (2017) ''Investigating the impact of FNGOs on the performance of MSEs in Ghana'' Presented in a research symposium on Championing Difference: Exploring Entrepreneurship Amongst the Socially Excluded, University of Huddersfield Business School, on 7th September 2017.

PhD Students

1. Senyo  Kwasi Agbanyo (First Supervisor)

Project title: The impact of financial literacy  on business performance: Evidence from Ghana, De Montfort University, United Kingdom (2020-2023)

2. Robert Sambian (First Supervisor)

Project title:  Sustainability of Microfinance Institutions in Ghana: Emperial Evidence from Tier I Microfinance Institutions, De Montfort University, United Kingdom (2020-2023)

3. MD  Shariful Islam Soykat (First Supervisor)

Project title: Investigating the impact of  Microfinance Institutions (MFIs) on economic development: An empirical evidence  from Bangladesh, De Montfort University, United Kingdom

4. Patronella Ganza (First Supervisor)

Project title:  Financing Strategy and Delivery of Health insurance programmes in Africa: An Empirical evidence from Zimbabwe

5.Mrs. Oyerinmade Roseline Oladejo (Second Supervisor)

Project title: Crowdfunding and Microfinance: The Challenges and Prospects for Financial Inclusion of MSMEs in Nigeria

 Master's Dissertation Completions

1. ChanidaSayamit: Investigating the barriers to the adoption of contactless Mobile Payment (CMP) platforms: A case study of Thailand (completed 2020)

2. Teepakornsukasem Gungamon: Transfer pricing regulation in Thailand: The role of the Asean Economic Community (AEC) (completed 2020)

3. VongasvathepchaiJinnipak: The barriers to cashless System in Thailand during the Fintech era among 200 young people ages between 18-30 (completed 2020)

4. Ketchart   Kullanit: The role of Financial Technology in Commercial Banking Operations: A case study of Thailand (completed 2020)

5.Charles Dunn:The Impact of Bank Closures on Communities in the UK – Empirical Evidence from Essex, United Kingdom (completed 2020)

6. Saiwen Guo:The Use of E-payment Systems and Mobile Applications in China (completed 2021)

0000-0002-4051-2073

1. Tax Compliance cost and International Trade in Africa

2.  Managerial resilience and performance: A human capital approach

3. Credit Risk Governance and Control in Microfinance Institutions (MFIS)

4. Technological absorption and growth strategy of indigenous African firms: A resource-based perspective

5. The promise of the Islamic Microfinance Model (IMM)l for financial inclusion in Africa

6. Conceptualising Digital Ecosystems for small businesses

7. Investigating the impact of   group lending schemes on SME performance