The rising cost of living continues to reshape how households, businesses, and universities navigate financial uncertainty. This interactive workshop brings together academic colleagues from BAL and specialists from NatWest to unpack the pressures created by global and geopolitical shocks, and the practical strategies that can help us respond. Through real world insights, scenario discussions, and evidence based tools, we’ll explore how individuals and institutions can build resilience, support our student communities, and make informed financial decisions in a volatile environment. Designed to be lively, collaborative, and solutions focused, this session invites us to reflect, share experiences, and strengthen our collective capacity to navigate the challenges ahead.