Changes Affecting Your Finances
The information on this page primarily relates to full-time undergraduate students being funded by Student Finance England. If you are a part-time undergraduate, a postgraduate student, or are funded by an alternate provider (such as the NHS), we would recommend that you contact Student Finance and Welfare to discuss your individual circumstances.
Taking time out (interrupting)
Taking a break in your studies is often called interrupting, however you may also hear the terms ‘suspending’, ‘taking a leave of absence’, ‘taking time out’ or ‘intercalating’. There are many reasons for wanting to do this and the first thing you should do is discuss these reasons with your faculty. It is also important that you speak to a member of Student Finance and Welfare to discuss how interrupting will affect your finances.
Once a term has started, you are liable for the full fee for that term even if you interrupt, as per the University’s Tuition Fee Charging and Refund policy.
Maintenance Loans and Grants
Grants and loans for living costs are paid in termly instalments, to cover costs for the duration of that term. Where a student interrupts part way through a term, Student Finance England will reassess these funds from the first day of the academic year until your last date of attendance on the course. Any money that you have received in excess of this reassessment will need repaying. This is likely to be requested immediately or taken from any future entitlement. Student Finance England will contact you about this.
Am I entitled to any funding during my interruption?
You will not normally be entitled to receive any further payments from Student Finance England during your period of interruption, as your funding entitlement will be reassessed based on your ‘last date of attendance’ (see above). However, if you interrupt due to illness, you may still be able to get full student funding for up to 60 days after your last date of attendance. In some cases, this may be extended such as if it may cause financial hardship or you have caring responsibilities. Student Finance and Welfare can help you to get the right level of funding.
When you interrupt your studies, you maintain your student status, so you may be able to apply for the DMU Support Fund.
Depending on your circumstances, you may also be eligible to receive social security benefits. Support is usually only available if you have taken time out because you are ill or pregnant, or because you have to care for someone.
When you return to your studies
In general, students are entitled to student funding from Student Finance England for the duration of their course plus one extra year. Any previous study undertaken may affect your funding entitlement.
Leaving DMU (Withdrawing)
If you are thinking of withdrawing from your studies you will need to let the University know as soon as possible. It is also important that you speak to a member of Student Finance and Welfare to discuss how withdrawing will affect your finances.
Once a term has started, you are liable for the full fee for that term even if you withdraw, as per the University’s Tuition Fee Charging and Refund policy.
Maintenance Loans and Grants
Grants and loans for living costs are paid in termly instalments, to cover costs for the duration of that term. Where a student withdraws from their course part way through a term, Student Finance England will reassess these funds from the first day of the academic year until your ‘last date of attendance’ on the course. Any funds that you have received in excess of this reassessment will need repaying to Student Finance England. They will be in touch with you to arrange these repayments.
Repaying your loan
Returning to higher education in the future
If you withdraw from your studies, then your student funding stops with immediate effect.
If you want to return to higher education in the future, you can re-apply for student funding. However, any previous study you have done will be taken into account when calculating your funding entitlement.
Normally a student is entitled to funding for the duration of the course plus one extra year. However, Student Finance England will subtract from this entitlement any previous study already undertaken. If you withdraw part way through the year, then this will be treated as a full year taken from your entitlement. For example, if a student withdraws during the first year of a full-time higher education course, then decides to return to higher education at a later stage, they can expect to receive support for the duration of their new course.